# New Personal Plan

This trigger runs each time a new [personal plan](https://docs.whiteswan.io/partner-knowledge-base/platform-overview/client-experience/personal-plans) is delivered to an end-user referred through your White Swan account.

{% hint style="info" %}
If a request has multiple personal plans associated with it, such as from a change request or after a call with the [success manager](https://docs.whiteswan.io/partner-knowledge-base/platform-overview/platform-capabilities/client-success-managers-and-advanced-planning), each new plan will cause this trigger to run.
{% endhint %}

***

**Data Returned by the Trigger:**

<table data-full-width="true"><thead><tr><th>Field Label</th><th>Field Type</th><th>Example Value</th><th>Description</th></tr></thead><tbody><tr><td>Event Message</td><td>Text</td><td>We just delivered a new...</td><td>Message detailing the event.</td></tr><tr><td>Personal Plan URL</td><td>Text</td><td>https://app.whiteswan.io/personal_plan/john-doe</td><td>Direct link to view the personal plan.</td></tr><tr><td>Client Name</td><td>Text</td><td>John Doe</td><td>Full name of the client.</td></tr><tr><td>Client Email</td><td>Text</td><td>john@doe.com</td><td>Email address of the client.</td></tr><tr><td>Client Phone</td><td>Text</td><td>1234567890</td><td>Phone number of the client.</td></tr><tr><td>Intended Owner</td><td>Text</td><td>Acme Inc</td><td>Entity or individual intended to be the owner of the plan.</td></tr><tr><td>Intended Insured</td><td>Text</td><td>John Doe</td><td>Entity or individual intended to be insured by the plan.</td></tr><tr><td>Expiration Date</td><td>DateTime</td><td>2023-05-25T18:19:44.611Z</td><td>Date and time when the plan will expire.</td></tr><tr><td>Plan Success Manager</td><td>Text</td><td>Eric Mikolai</td><td>Name of the success manager associated with the plan.</td></tr><tr><td>Plan Success Manager Email</td><td>Text</td><td>eric@whiteswan.io</td><td>Email address of the success manager.</td></tr><tr><td>Plan Success Manager Phone</td><td>Text</td><td>1234567890</td><td>Phone number of the success manager.</td></tr><tr><td>Plan Success Manager Meeting Link</td><td>Text</td><td>https://calendly.com/eric_whiteswan/personal-plan-review</td><td>A link to schedule a meeting with the client success manager.</td></tr><tr><td>Personal Message</td><td>Text</td><td>Hi John! By comparing several options...</td><td>Personalized message from the success manager to the client.</td></tr><tr><td>Applied For</td><td>True/False</td><td>False</td><td>Indicates whether the plan has been applied for.</td></tr><tr><td>Insurer Name</td><td>Text</td><td>John Hancock</td><td>Name of the insurance company providing the plan.</td></tr><tr><td>Insurer Logo</td><td>Text</td><td>https://s3.amazonaws.com/appforest_uf/f1660780457493x297075060123930300/john%20hancock%20Logo.png</td><td>A logo of the insurance company providing the plan.</td></tr><tr><td>Product Name</td><td>Text</td><td>Sample Policy</td><td>Name of the insurance product.</td></tr><tr><td>Product Illustration PDF</td><td>Text</td><td>https://s3.amazonaws.com/appforest_uf/f1681150722309x32924951370300/john-doe-illustration.pdf</td><td>A PDF of the insurance illustration document provided by the insurance company.</td></tr><tr><td>Prospectus PDF</td><td>Text</td><td>https:https://s3.amazonaws.com/appforest_uf/f1681150732287801017500398200/john-doe-prospectus.pdf</td><td>For variable universal life plans, a PDF of the prospectus.</td></tr><tr><td>Term Length (Text)</td><td>Text</td><td>10 Years</td><td>For term life, the length of the coverage in text form.</td></tr><tr><td>Term Length (Number)</td><td>Number</td><td>10</td><td>For term life, the length of the coverage in number form.</td></tr><tr><td>Variable Universal Life Assumed Annual Return</td><td>Number</td><td>0.08</td><td>For variable universal life, the assumed annual return.</td></tr><tr><td>Initial Death Benefit</td><td>Number</td><td>1000000</td><td>The initial death benefit of the plan.</td></tr><tr><td>Payment Schedule</td><td>Text</td><td>Monthly</td><td>The schedule for premium payments, either Monthly or Yearly.</td></tr><tr><td>Recurring Premium Payment</td><td>Number</td><td>50</td><td>The amount of premium planned to be paid in each installment.</td></tr><tr><td>One-Time Deposit Amount</td><td>Number</td><td>2000</td><td>The amount of the one-time deposit planned for the first premium of this plan.</td></tr><tr><td>Policy Type</td><td>Text</td><td>Variable Universal Life</td><td>Type of insurance policy.</td></tr><tr><td>Main Goal</td><td>Text</td><td>Accumulation</td><td>Primary objective of the insurance policy.</td></tr><tr><td>Health Rating</td><td>Text</td><td>Preferred Plus</td><td>Assumed health rating for the plan.</td></tr><tr><td>Annual Retirement Income</td><td>Number</td><td>100000</td><td>Expected annual retirement income from the plan.</td></tr><tr><td>Total Retirement Income</td><td>Number</td><td>3000000</td><td>Total expected retirement income from the plan.</td></tr><tr><td>Years of Retirement Income</td><td>Number</td><td>20</td><td>Duration (in years) of the retirement income.</td></tr><tr><td>Annual Target Premium</td><td>Number</td><td>4500</td><td>The <a href="../../platform-overview/earnings/understand-life-compensation-and-our-philosophy">annual target premium</a> for the plan.</td></tr><tr><td>Annual Total Premium</td><td>Number</td><td>6000</td><td>Total annual premium for the plan.</td></tr><tr><td>Paid Up Period</td><td>Text</td><td>30 Years</td><td>Duration (in text) after which no further premiums are required.</td></tr><tr><td>Paid Up Period Numerical</td><td>Number</td><td>30</td><td>Duration (in numbers) after which no further premiums are required.</td></tr><tr><td>Projected Cash Values</td><td>Line Item(s)</td><td>-</td><td>Projected cash value growth for this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>15</td><td>Age of the insured when the projected cash value is calculated.</td></tr><tr><td>-Projected Cash Value</td><td>Number</td><td>10000</td><td>Projected cash values at the future insured age.</td></tr><tr><td>Projected Death Benefits</td><td>Line Item(s)</td><td>-</td><td>Projected death benefit growth for this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>85</td><td>Age of the insured when the projected death benefit is calculated.</td></tr><tr><td>-Projected Death Benefit</td><td>Number</td><td>150000</td><td>Projected death benefits at future insured ages.</td></tr><tr><td>Projected Cash Value Internal Rates of Return</td><td>Line Item(s)</td><td>-</td><td>Projected future internal rates of return on the cash value of this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>65</td><td>Age of the insured when the projected IRR is calculated.</td></tr><tr><td>-Internal Rate of Return</td><td>Number</td><td>0.076</td><td>The IRR of the cash value at the future insured age.</td></tr><tr><td>Projected Death Benefit Internal Rates of Return</td><td>Line Item(s)</td><td>-</td><td>Projected future internal rates of return on the death benefit of this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>85</td><td>Age of the insured when the projected IRR is calculated.</td></tr><tr><td>-Internal Rate of Return</td><td>Number</td><td>0.076</td><td>The IRR of the death benefit at the future insured age.</td></tr><tr><td>Riders</td><td>Line Item(s)</td><td>-</td><td>The riders included in the plan.</td></tr><tr><td>-Rider Name</td><td>Text</td><td>Guaranteed Insurability Rider</td><td>Name of the rider.</td></tr><tr><td>-Rider Description</td><td>Text</td><td>Allows you to get additional life insurance policies...</td><td>Description of the rider.</td></tr><tr><td>Allocation Account/Funds</td><td>Line Item(s)</td><td>-</td><td>For Variable/Indexed Universal Life, the accounts/funds that the cash value is initially planned to be allocated to.</td></tr><tr><td>-Account/Fund Name</td><td>Text</td><td>Sample Fund, Fixed-interest Account</td><td>Name of the fund/account.</td></tr><tr><td>-Percentage Allocation</td><td>Number</td><td>0.75,0.25</td><td>Percentage of allocation to the fund/account.</td></tr><tr><td>-Fund Inception Year</td><td>Number</td><td>2000</td><td>Year when a fund was started.</td></tr><tr><td>-Average Historical Return</td><td>Number</td><td>0.089</td><td>Average historical annual return of a fund.</td></tr><tr><td>-Min Historical Return</td><td>Number</td><td>-0.09</td><td>The minimum historical annual return of a fund.</td></tr><tr><td>-Max Historical Return</td><td>Number</td><td>0.5</td><td>The maximum historical annual return of a fund.</td></tr><tr><td>-Fund Managing Institution</td><td>Text</td><td>Sample Asset Manager</td><td>Institution managing a fund.</td></tr><tr><td>-Funt Account Fee</td><td>Number</td><td>0.005</td><td>The annual management fee of a fund.</td></tr><tr><td>-Morningstar Rating</td><td>Number</td><td>9</td><td>The morningstar rating of a fund (0-10)</td></tr><tr><td>-Fixed Account Current Interest Rate</td><td>Number</td><td>0.03</td><td>The current interest rate of a fixed account.</td></tr><tr><td>-Fixed Account Guaranteed Interest Rate</td><td>Number</td><td>0.015</td><td>The guaranteed minimum interest rate of a fixed account.</td></tr><tr><td>-Indexed Account Floor Rate</td><td>Number</td><td>0</td><td>The floor rate of an indexed account.</td></tr><tr><td>-Indexed Account Cap Rate</td><td>Number</td><td>0.1</td><td>The cap rate of an indexed account.</td></tr><tr><td>-Indexed Account Participation Rate</td><td>Number</td><td>1</td><td>The participation rate of an indexed account.</td></tr><tr><td>-Indexed Account Bonus/Multiplier</td><td>Text</td><td>None</td><td>The bonus/multiplier of an indexed account.</td></tr><tr><td>-Indexed Account Underlying Index</td><td>Text</td><td>S&#x26;P 500 Price Index</td><td>The underlying index of an indexed account.</td></tr><tr><td>Personal Plan ID</td><td>Text</td><td>1681150784604x148984488584282100</td><td>Unique identifier for the personal plan.</td></tr><tr><td>Associated Request ID</td><td>Text</td><td>1681142208501x817915131724300300</td><td>ID of the request associated with the plan.</td></tr></tbody></table>


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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.whiteswan.io/partner-knowledge-base/zapier-integration/triggers/new-personal-plan.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.