# New Personal Plan

This trigger runs each time a new [personal plan](https://docs.whiteswan.io/partner-knowledge-base/platform-overview/client-experience/personal-plans) is delivered to an end-user referred through your White Swan account.

{% hint style="info" %}
If a request has multiple personal plans associated with it, such as from a change request or after a call with the [success manager](https://docs.whiteswan.io/partner-knowledge-base/platform-overview/platform-capabilities/client-success-managers-and-advanced-planning), each new plan will cause this trigger to run.
{% endhint %}

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**Data Returned by the Trigger:**

<table data-full-width="true"><thead><tr><th>Field Label</th><th>Field Type</th><th>Example Value</th><th>Description</th></tr></thead><tbody><tr><td>Event Message</td><td>Text</td><td>We just delivered a new...</td><td>Message detailing the event.</td></tr><tr><td>Personal Plan URL</td><td>Text</td><td>https://app.whiteswan.io/personal_plan/john-doe</td><td>Direct link to view the personal plan.</td></tr><tr><td>Client Name</td><td>Text</td><td>John Doe</td><td>Full name of the client.</td></tr><tr><td>Client Email</td><td>Text</td><td>john@doe.com</td><td>Email address of the client.</td></tr><tr><td>Client Phone</td><td>Text</td><td>1234567890</td><td>Phone number of the client.</td></tr><tr><td>Intended Owner</td><td>Text</td><td>Acme Inc</td><td>Entity or individual intended to be the owner of the plan.</td></tr><tr><td>Intended Insured</td><td>Text</td><td>John Doe</td><td>Entity or individual intended to be insured by the plan.</td></tr><tr><td>Expiration Date</td><td>DateTime</td><td>2023-05-25T18:19:44.611Z</td><td>Date and time when the plan will expire.</td></tr><tr><td>Plan Success Manager</td><td>Text</td><td>Eric Mikolai</td><td>Name of the success manager associated with the plan.</td></tr><tr><td>Plan Success Manager Email</td><td>Text</td><td>eric@whiteswan.io</td><td>Email address of the success manager.</td></tr><tr><td>Plan Success Manager Phone</td><td>Text</td><td>1234567890</td><td>Phone number of the success manager.</td></tr><tr><td>Plan Success Manager Meeting Link</td><td>Text</td><td>https://calendly.com/eric_whiteswan/personal-plan-review</td><td>A link to schedule a meeting with the client success manager.</td></tr><tr><td>Personal Message</td><td>Text</td><td>Hi John! By comparing several options...</td><td>Personalized message from the success manager to the client.</td></tr><tr><td>Applied For</td><td>True/False</td><td>False</td><td>Indicates whether the plan has been applied for.</td></tr><tr><td>Insurer Name</td><td>Text</td><td>John Hancock</td><td>Name of the insurance company providing the plan.</td></tr><tr><td>Insurer Logo</td><td>Text</td><td>https://s3.amazonaws.com/appforest_uf/f1660780457493x297075060123930300/john%20hancock%20Logo.png</td><td>A logo of the insurance company providing the plan.</td></tr><tr><td>Product Name</td><td>Text</td><td>Sample Policy</td><td>Name of the insurance product.</td></tr><tr><td>Product Illustration PDF</td><td>Text</td><td>https://s3.amazonaws.com/appforest_uf/f1681150722309x32924951370300/john-doe-illustration.pdf</td><td>A PDF of the insurance illustration document provided by the insurance company.</td></tr><tr><td>Prospectus PDF</td><td>Text</td><td>https:https://s3.amazonaws.com/appforest_uf/f1681150732287801017500398200/john-doe-prospectus.pdf</td><td>For variable universal life plans, a PDF of the prospectus.</td></tr><tr><td>Term Length (Text)</td><td>Text</td><td>10 Years</td><td>For term life, the length of the coverage in text form.</td></tr><tr><td>Term Length (Number)</td><td>Number</td><td>10</td><td>For term life, the length of the coverage in number form.</td></tr><tr><td>Variable Universal Life Assumed Annual Return</td><td>Number</td><td>0.08</td><td>For variable universal life, the assumed annual return.</td></tr><tr><td>Initial Death Benefit</td><td>Number</td><td>1000000</td><td>The initial death benefit of the plan.</td></tr><tr><td>Payment Schedule</td><td>Text</td><td>Monthly</td><td>The schedule for premium payments, either Monthly or Yearly.</td></tr><tr><td>Recurring Premium Payment</td><td>Number</td><td>50</td><td>The amount of premium planned to be paid in each installment.</td></tr><tr><td>One-Time Deposit Amount</td><td>Number</td><td>2000</td><td>The amount of the one-time deposit planned for the first premium of this plan.</td></tr><tr><td>Policy Type</td><td>Text</td><td>Variable Universal Life</td><td>Type of insurance policy.</td></tr><tr><td>Main Goal</td><td>Text</td><td>Accumulation</td><td>Primary objective of the insurance policy.</td></tr><tr><td>Health Rating</td><td>Text</td><td>Preferred Plus</td><td>Assumed health rating for the plan.</td></tr><tr><td>Annual Retirement Income</td><td>Number</td><td>100000</td><td>Expected annual retirement income from the plan.</td></tr><tr><td>Total Retirement Income</td><td>Number</td><td>3000000</td><td>Total expected retirement income from the plan.</td></tr><tr><td>Years of Retirement Income</td><td>Number</td><td>20</td><td>Duration (in years) of the retirement income.</td></tr><tr><td>Annual Target Premium</td><td>Number</td><td>4500</td><td>The <a href="../../platform-overview/earnings/understand-life-compensation-and-our-philosophy">annual target premium</a> for the plan.</td></tr><tr><td>Annual Total Premium</td><td>Number</td><td>6000</td><td>Total annual premium for the plan.</td></tr><tr><td>Paid Up Period</td><td>Text</td><td>30 Years</td><td>Duration (in text) after which no further premiums are required.</td></tr><tr><td>Paid Up Period Numerical</td><td>Number</td><td>30</td><td>Duration (in numbers) after which no further premiums are required.</td></tr><tr><td>Projected Cash Values</td><td>Line Item(s)</td><td>-</td><td>Projected cash value growth for this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>15</td><td>Age of the insured when the projected cash value is calculated.</td></tr><tr><td>-Projected Cash Value</td><td>Number</td><td>10000</td><td>Projected cash values at the future insured age.</td></tr><tr><td>Projected Death Benefits</td><td>Line Item(s)</td><td>-</td><td>Projected death benefit growth for this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>85</td><td>Age of the insured when the projected death benefit is calculated.</td></tr><tr><td>-Projected Death Benefit</td><td>Number</td><td>150000</td><td>Projected death benefits at future insured ages.</td></tr><tr><td>Projected Cash Value Internal Rates of Return</td><td>Line Item(s)</td><td>-</td><td>Projected future internal rates of return on the cash value of this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>65</td><td>Age of the insured when the projected IRR is calculated.</td></tr><tr><td>-Internal Rate of Return</td><td>Number</td><td>0.076</td><td>The IRR of the cash value at the future insured age.</td></tr><tr><td>Projected Death Benefit Internal Rates of Return</td><td>Line Item(s)</td><td>-</td><td>Projected future internal rates of return on the death benefit of this plan.</td></tr><tr><td>-Insured Age</td><td>Number</td><td>85</td><td>Age of the insured when the projected IRR is calculated.</td></tr><tr><td>-Internal Rate of Return</td><td>Number</td><td>0.076</td><td>The IRR of the death benefit at the future insured age.</td></tr><tr><td>Riders</td><td>Line Item(s)</td><td>-</td><td>The riders included in the plan.</td></tr><tr><td>-Rider Name</td><td>Text</td><td>Guaranteed Insurability Rider</td><td>Name of the rider.</td></tr><tr><td>-Rider Description</td><td>Text</td><td>Allows you to get additional life insurance policies...</td><td>Description of the rider.</td></tr><tr><td>Allocation Account/Funds</td><td>Line Item(s)</td><td>-</td><td>For Variable/Indexed Universal Life, the accounts/funds that the cash value is initially planned to be allocated to.</td></tr><tr><td>-Account/Fund Name</td><td>Text</td><td>Sample Fund, Fixed-interest Account</td><td>Name of the fund/account.</td></tr><tr><td>-Percentage Allocation</td><td>Number</td><td>0.75,0.25</td><td>Percentage of allocation to the fund/account.</td></tr><tr><td>-Fund Inception Year</td><td>Number</td><td>2000</td><td>Year when a fund was started.</td></tr><tr><td>-Average Historical Return</td><td>Number</td><td>0.089</td><td>Average historical annual return of a fund.</td></tr><tr><td>-Min Historical Return</td><td>Number</td><td>-0.09</td><td>The minimum historical annual return of a fund.</td></tr><tr><td>-Max Historical Return</td><td>Number</td><td>0.5</td><td>The maximum historical annual return of a fund.</td></tr><tr><td>-Fund Managing Institution</td><td>Text</td><td>Sample Asset Manager</td><td>Institution managing a fund.</td></tr><tr><td>-Funt Account Fee</td><td>Number</td><td>0.005</td><td>The annual management fee of a fund.</td></tr><tr><td>-Morningstar Rating</td><td>Number</td><td>9</td><td>The morningstar rating of a fund (0-10)</td></tr><tr><td>-Fixed Account Current Interest Rate</td><td>Number</td><td>0.03</td><td>The current interest rate of a fixed account.</td></tr><tr><td>-Fixed Account Guaranteed Interest Rate</td><td>Number</td><td>0.015</td><td>The guaranteed minimum interest rate of a fixed account.</td></tr><tr><td>-Indexed Account Floor Rate</td><td>Number</td><td>0</td><td>The floor rate of an indexed account.</td></tr><tr><td>-Indexed Account Cap Rate</td><td>Number</td><td>0.1</td><td>The cap rate of an indexed account.</td></tr><tr><td>-Indexed Account Participation Rate</td><td>Number</td><td>1</td><td>The participation rate of an indexed account.</td></tr><tr><td>-Indexed Account Bonus/Multiplier</td><td>Text</td><td>None</td><td>The bonus/multiplier of an indexed account.</td></tr><tr><td>-Indexed Account Underlying Index</td><td>Text</td><td>S&#x26;P 500 Price Index</td><td>The underlying index of an indexed account.</td></tr><tr><td>Personal Plan ID</td><td>Text</td><td>1681150784604x148984488584282100</td><td>Unique identifier for the personal plan.</td></tr><tr><td>Associated Request ID</td><td>Text</td><td>1681142208501x817915131724300300</td><td>ID of the request associated with the plan.</td></tr></tbody></table>