# Policy Solve For Options

If you use the advanced mode when getting a quote through the quick quotes or changing your quote in the guided flow, you can select different solves, which will affect how your quotes are generated. Options differ by policy type. These are all options, with an explanation for each:

**• Target Premium**: Standard for quotes with protection as goal. Solves for a premium amount based on a defined death benefit. 

**• Specify Premium and Death Benefit**: Standard for quotes with balanced as goal. Allows you to specify both the premium and the death benefit. If quotes for the death benefit amount has higher minimum premiums than the defined premium, quotes will be shown for the death benefit amount.

**• Min Non-MEC DB**: Standard for quotes with accumulation as main goal. Given a defined premium this option solves for the lowest possible death benefit to maintain tax advantages on cash value accumulation and avoid a modified endowment contract (MEC) classification. 

**• Maximum Non-MEC Premium**: Solve for a the highest possible premium that can be put into a policy with a defined death benefit to maintain tax advantages on cash value accumulation and avoid a modified endowment contract (MEC) classification.

**• Target Death Benefit**: Solve for a death benefit based on a defined premium budget. 

**• DB Solve Cash Value at Age**: Solve for a death benefit based on a defined target cash value at a defined age. Based on projected non-guaranteed growth. 

**• Premium Solve Cash Value at Age**: Solve for a premium based on a defined target cash value at a defined age. Based on projected non-guaranteed growth.

**• Lapse Protection Death Benefit**: Solve for a death benefit based on a lapse protection until a defined age. 

**• Base Death Benefit**: Solve for a quote based on a defined death benefit amount. 

**• Base Premium**: Solve for a quote based on a defined premium amount.

**• LTC Benefit**: For linked benefit products, the Long Term Care (LTC) benefit will solve for a monthly benefit amount based on a defined premium. 


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.whiteswan.io/partner-knowledge-base/platform-overview/using-the-platform/policy-solve-for-options.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.