New Personal Plan

This event happens each time a new personal plan is delivered to an end-user referred through your White Swan account.

If a request has multiple personal plans associated with it, such as from a change request or after a call with the success manager, each new plan will cause this trigger to run.

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Sample Payload

{
"event_message": "We just delivered a new Variable Universal Life Accumulation plan from John Hancock for your referral, John Doe. To see the plan, visit https://app.whiteswan.io/personal_plan/john-doe or view the plan internally at https://app.whiteswan.io/partner_case/john-doe",
"personal_plan_url": "https://app.whiteswan.io/personal_plan/john-doe",
"client_name": "John Doe",
"client_email": "[e-mail]",
"client_phone": "1234567890",
"intended_owner": "Acme Inc",
"intended_insured": "John Doe",
"expiration_date": "2023-05-25T18:19:44.611Z",
"plan_success_manager": "Eric Mikolai",
"plan_success_manager_email": "[e-mail]",
"plan_success_manager_phone": "1234567890",
"plan_success_manager_meeting_link": "https://calendly.com/eric_whiteswan/personal-plan-review",
"personal_message": "Hi John! By comparing several options from some of America’s top carriers, I found a solution that I think would work well for you. I look forward to working on this case with you! If you haven’t already, please schedule a call with me below. Thank you!",
"applied_for": false,
"insurer_name": "John Hancock",
"insurer_logo": "https://s3.amazonaws.com/appforest_uf/f1660780457493x297075060123930300/john%20hancock%20Logo.png",
"product_name": "Sample Policy",
"illustration_pdf": "https://s3.amazonaws.com/appforest_uf/f1681150722309x32924951370300/john-doe-illustration.pdf",
"prospectus_pdf": "https:https://s3.amazonaws.com/appforest_uf/f1681150732287801017500398200/john-doe-prospectus.pdf",
"term_length": "30 Years",
"term_length_numerical": 30,
"assumed_annual_return": 1,
"initial_death_benefit": 200000,
"premium_modality": "Monthly",
"recurring_premium": 500,
"one_time_deposit": 2000,
"policy_type": "Variable Universal Life",
"main_goal": "Accumulation",
"health_rating": "Preferred Plus",
"annual_retirement_income": 100000,
"total_retirement_income": 3000000,
"years_of_retirement_income": 20,
"annual_target_premium": 4500,
"annual_total_premium": 6000,
"paid_up_period": "30 Years",
"paid_up_period_numerical": 30,
"projected_cash_values": [
  {
    "insured_age": 15,
    "cash_value": 10000
  },
  {
    "insured_age": 65,
    "cash_value": 2536016
  }
],
"projected_death_benefits": [
  {
    "insured_age": 85,
    "death_benefit": 150000
  }
],
"future_cash_values_irr": [
  {
    "irr_rate": 0.08,
    "insured_age": 65
  }
],
"future_death_benefits_irr": [
  {
    "irr_rate": 0.05,
    "insured_age": 85
  }
],
"riders": [
  {
    "name": "Guaranteed Insurability Rider",
    "description": "Allows you to get additional life insurance policies, at specific future intervals, without having to go through underwriting.  The amount of coverage is limited to an additional $5m."
  },
  {
    "name": "Overloan Protection Rider",
    "description": "Can act as a hypothetical safety net, to prevent lapse, for policies where loans are planned, if qualifying conditions are met. "
  }
],
"allocation_accounts": [
  {
    "name": "Sample Fund",
    "allocation_percentage": 1,
    "fund_inception": 2000,
    "average_historical_return": 0.089,
    "min_historical_return": -0.9,
    "max_historical_return": 0.5,
    "managing_institution": "Sample Asset Manager",
    "fund_account_fee": 0.005,
    "morningstar_rating": 9,
    "fixed_current_interest": 0,
    "fixed_guaranteed_interest": 0,
    "indexed_floor_rate": 0,
    "indexed_cap_rate": 0,
    "indexed_participation_rate": 0,
    "indexed_bonus_multiplier": "None",
    "underlying_index": "S&P 500 Price Index"
  }
],
"plan_id": "1681150784604x148984488584282100",
"associated_request_id": "1681142208501x817915131724300300"
}

Data Returned by this Event:

Field Label	Field Key	Field Type	Example Value	Description
Event Message	event_message	Text	We just delivered a new...	Message detailing the event.
Personal Plan URL	personal_plan_url	Text	https://app.whiteswan.io/personal_plan/john-doe	Direct link to view the personal plan.
Client Name	client_name	Text	John Doe	Full name of the client.
Client Email	client_email	Text	[e-mail]	Email address of the client.
Client Phone	client_phone	Text	1234567890	Phone number of the client.
Intended Owner	intended_owner	Text	Acme Inc	Entity or individual intended to be the owner of the plan.
Intended Insured	intended_insured	Text	John Doe	Entity or individual intended to be insured by the plan.
Expiration Date	expiration_date	DateTime	2023-05-25T18:19:44.611Z	Date and time when the plan will expire.
Plan Success Manager	plan_success_manager	Text	Eric Mikolai	Name of the success manager associated with the plan.
Plan Success Manager Email	plan_success_manager_email	Text	[e-mail]	Email address of the success manager.
Plan Success Manager Phone	plan_success_manager_phone	Text	1234567890	Phone number of the success manager.
Plan Success Manager Meeting Link	plan_success_manager_meeting_link	Text	https://calendly.com/eric_whiteswan/personal-plan-review	A link to schedule a meeting with the client success manager.
Personal Message	personal_message	Text	Hi John! By comparing several options...	Personalized message from the success manager to the client.
Applied For	applied_for	Boolean	False	Indicates whether the plan has been applied for.
Insurer Name	insurer_name	Text	John Hancock	Name of the insurance company providing the plan.
Insurer Logo	insurer_logo	Text	https://s3.amazonaws.com/appforest_uf/f1660780457493x297075060123930300/john%20hancock%20Logo.png	A logo of the insurance company providing the plan.
Product Name	product_name	Text	Sample Policy	Name of the insurance product.
Product Illustration PDF	illustration_pdf	Text	https://s3.amazonaws.com/appforest_uf/f1681150722309x32924951370300/john-doe-illustration.pdf	A PDF of the insurance illustration document provided by the insurance company.
Prospectus PDF	prospectus_pdf	Text	https:https://s3.amazonaws.com/appforest_uf/f1681150732287801017500398200/john-doe-prospectus.pdf	For variable universal life plans, a PDF of the prospectus.
Term Length (Text)	term_length	Text	10 Years	For term life, the length of the coverage in text form.
Term Length (Number)	term_length_numerical	Number	10	For term life, the length of the coverage in number form.
Variable Universal Life Assumed Annual Return	assumed_annual_return	Number	0.08	For variable universal life, the assumed annual return.
Initial Death Benefit	initial_death_benefit	Number	1000000	The initial death benefit of the plan.
Payment Schedule	premium_modality	Text	Monthly	The schedule for premium payments, either Monthly or Yearly.
Recurring Premium Payment	recurring_premium	Number	50	The amount of premium planned to be paid in each installment.
One-Time Deposit Amount	one_time_deposit	Number	2000	The amount of the one-time deposit planned for the first premium of this plan.
Policy Type	policy_type	Text	Variable Universal Life	Type of insurance policy.
Main Goal	main_goal	Text	Accumulation	Primary objective of the insurance policy.
Health Rating	health_rating	Text	Preferred Plus	Assumed health rating for the plan.
Annual Retirement Income	annual_retirement_income	Number	100000	Expected annual retirement income from the plan.
Total Retirement Income	total_retirement_income	Number	3000000	Total expected retirement income from the plan.
Years of Retirement Income	years_of_retirement_income	Number	20	Duration (in years) of the retirement income.
Annual Target Premium	annual_target_premium	Number	4500	The annual target premium for the plan.
Annual Total Premium	annual_total_premium	Number	6000	Total annual premium for the plan.
Paid Up Period	paid_up_period	Text	30 Years	Duration (in text) after which no further premiums are required.
Paid Up Period Numerical	paid_up_period_numerical	Number	30	Duration (in numbers) after which no further premiums are required.
Projected Cash Values	projected_cash_values	Object List	-	Projected cash value growth for this plan.
-Insured Age	insured_age	Number	15	Age of the insured when the projected cash value is calculated.
-Projected Cash Value	cash_value	Number	10000	Projected cash values at the future insured age.
Projected Death Benefits	projected_death_benefits	Object List	-	Projected death benefit growth for this plan.
-Insured Age	insured_age	Number	85	Age of the insured when the projected death benefit is calculated.
-Projected Death Benefit	death_benefit	Number	150000	Projected death benefits at future insured ages.
Projected Cash Value Internal Rates of Return	future_cash_values_irr	Object List	-	Projected future internal rates of return on the cash value of this plan.
-Insured Age	insured_age	Number	65	Age of the insured when the projected IRR is calculated.
-Internal Rate of Return	irr_rate	Number	0.076	The IRR of the cash value at the future insured age.
Projected Death Benefit Internal Rates of Return	future_death_benefits_irr	Object List	-	Projected future internal rates of return on the death benefit of this plan.
-Insured Age	insured_age	Number	85	Age of the insured when the projected IRR is calculated.
-Internal Rate of Return	irr_rate	Number	0.076	The IRR of the death benefit at the future insured age.
Riders	riders	Object List	-	The riders included in the plan.
-Rider Name	name	Text	Guaranteed Insurability Rider	Name of the rider.
-Rider Description	description	Text	Allows you to get additional life insurance policies...	Description of the rider.
Allocation Account/Funds	allocation_accounts	Object List	-	For Variable/Indexed Universal Life, the accounts/funds that the cash value is initially planned to be allocated to.
-Account/Fund Name	name	Text	Sample Fund, Fixed-interest Account	Name of the fund/account.
-Percentage Allocation	allocation_percentage	Number	0.75,0.25	Percentage of allocation to the fund/account.
-Fund Inception Year	fund_inception	Number	2000	Year when a fund was started.
-Average Historical Return	average_historical_return	Number	0.089	Average historical annual return of a fund.
-Min Historical Return	min_historical_return	Number	-0.09	The minimum historical annual return of a fund.
-Max Historical Return	max_historical_return	Number	0.5	The maximum historical annual return of a fund.
-Fund Managing Institution	managing_institution	Text	Sample Asset Manager	Institution managing a fund.
-Funt Account Fee	fund_account_fee	Number	0.005	The annual management fee of a fund.
-Morningstar Rating	morningstar_rating	Number	9	The morningstar rating of a fund (0-10)
-Fixed Account Current Interest Rate	fixed_current_interest	Number	0.03	The current interest rate of a fixed account.
-Fixed Account Guaranteed Interest Rate	fixed_guaranteed_interest	Number	0.015	The guaranteed minimum interest rate of a fixed account.
-Indexed Account Floor Rate	indexed_floor_rate	Number	0	The floor rate of an indexed account.
-Indexed Account Cap Rate	indexed_cap_rate	Number	0.1	The cap rate of an indexed account.
-Indexed Account Participation Rate	indexed_participation_rate	Number	1	The participation rate of an indexed account.
-Indexed Account Bonus/Multiplier	indexed_bonus_multiplier	Text	None	The bonus/multiplier of an indexed account.
-Indexed Account Underlying Index	underlying_index	Text	S&P 500 Price Index	The underlying index of an indexed account.
Personal Plan ID	plan_id	Text	1681150784604x148984488584282100	Unique identifier for the personal plan.
Associated Request ID	associated_request_id	Text	1681142208501x817915131724300300	ID of the request associated with the plan.