# Innovator Plan The innovator plan is a pure technology plan that can be used flexibly by companies in the life insurance distribution chain. **Cost** Pricing for the innovator plan is based on your needs and can be determined by getting in touch with White Swan. **Revenue** With the innovator plan, you can use any contracting channel and manage commissions by yourself. **Functionality** The innovator plan provides access to the client and agent facing technology of the White Swan platform. With the innovator plan, you manage operations by yourself, but can also choose to outsource certain product lines to White Swan. To support you we do however offer paid services in developing custom features and providing technical & operational support. **Who this plan is for** The innovator plan can be a good choice for life insurance companies outside the United States or companies who are deeply inserted in the industry and who are operating under complicated contracting structures. Generally, these types of company's enjoy the digital agent plan: * **Broker General Agency (BGA)** * **Independent Marketing Organization (IMO)** * **Broker Dealers (BD)** * **Life Insurance Carriers** * **Life Insurance Re-Insurers** * **Life Insurance Insurtechs** --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.whiteswan.io/partner-knowledge-base/platform-overview/plans-to-access-platform/innovator-plan.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.