Instant Quotes

The BackNine integration enables the White Swan platform to provide instant quotes for Term Life, Guaranteed Universal Life, Whole Life, Indexed Universal Life, and Variable Universal Life policies, as well as instant applications for these quotes and case support.

Once the BackNine integration is active, these instant quotes are available both through the guided flow and the quick quote flow.

To provide instant quotes you need to be licensed in the state in which the quotes are requested.

While these quotes are available for 30+ carriers, the depth of alternatives differ for different policy types and request specifics. Because of this, any user that requests instant quotes can also request a custom quote, which allows you to create a custom quote for any other policy to compare against the alternatives available through the instant quotes.

Another aspect to be aware of with the instant quotes is that there are some data points which are available for custom quotes that aren't available for instant quotes, such as death benefit growth over time, internal rates of returns, account allocations, retirement income, and more.

On the flip side, there are some data points which aren't available for custom quotes that are available for instant quotes, such as the credit rating and founding year of the carrier, whether the product supports instant underwriting or approval decisions, and more.