Start Personal Plan Request

This action can be used to start a new customized plan request for an end-user. It will return a URL which you can link to or embed in your website/app to allow the end-user or someone on your team to finish the request.

Any information provided in the input of this action will skip the corresponding question in the plan request. This action can also be used to standardize choices and package life insurance offerings for the end-user.

If Main Goal and Policy Type is provided with this action, the returned URL will go straight to the personal plan request. If either the Main Goal or the Policy Type is not provided, the returned URL will go to the plan recommendation engine.


Input Fields:

Field LabelField KeyField TypeRequiredExample ValueDescriptionAlternatives (if Multiple-Choice)

Name

name

Text

No

John Doe

The full name of the person who the request is made on behalf of.

-

Email

email

Text

No

john@example.com

The email of the person who the request is made on behalf of.

-

Intended Insured Name

intended_insured_name

Text

No

Jack Doe

If the intended insured is not the same person as the policy holder, include the full name of the intended insured.

-

Second Insured Name

name_2

Text

No

Jane Doe

If covering two people, the full name of the second insured.

-

Policy type

policy_type

Multiple-Choice

No

Term Life

The policy type that this request is made for. If this and the main goal is provided with the request, the returned URL will go straight to the personal plan request, if not, the returned URL will go to the plan recommendation engine.

Variable Universal Life, Indexed Universal Life, Whole Life, Term Life, Guaranteed Universal Life, Private Placement Life

Main Goal

main_goal

Multiple-Choice

No

Accumulation

The primary goal of this plan request, either Protection, Balanced, or Accumulation. If this and the policy type is provided with the request, the returned URL will go straight to the personal plan request, if not, the returned URL will go to the plan recommendation engine.

Accumulation, Balanced, Protection

Embed URL

embed_url

Boolean

No

false

If Embed URL is true, this action will return a URL that can be embedded in the same way that normal pages can be embedded through White Swan.

-

Turbo Request Mode (Skip Extras Section)

extras

Boolean

No

false

If this option is set as true, this request will skip the extras section, which contains deeper plan customization options such as retirement income planning, account selection, rider selection, and more.

-

Pre-fill Application Data ID

contact_id

Text

No

12345

If you have already created a pre-fill information you can pass its ID by using this parameter to associate that info with this request.

-

Custom Success Page (URL)

redirect_url

Text

No

https://example.com/success

If this is provided this request will be redirected to your custom URL when the request is finished, which you can use to nurture client relationships or cross sell other products/services.

-

Case Associated Person (Email)

associated_person

Text

No

associate@example.com

Optionally this case can be associated with a specific user on your White Swan account by including their email here. If left blank, it will be the person who set up this zap.

-

Phone Number

phone

Text

No

(123) 456-7890

The phone number of the person who the request is made on behalf of.

-

Resident State

resident_state

Multiple-Choice

No

California

The state in which the insured person is a resident.

All 50 States in the United States, written out in full in a capitalized form like example value.

Death Benefit Need

death_benefit

Number

No

500000

The amount of death benefit that is required for this plan. To opt for the lowest amount possible given a certain premium budget, use 0.

-

Payment Schedule

payment_schedule

Multiple-Choice

No

Monthly

How often premiums should be paid on this plan.

Monthly, Quarterly, Yearly

Paid Up Period

paid_up_period

Multiple-Choice

No

10 Years

How many years premiums should be paid on the policy (N/A for term life).

One-time, 10 Years, 20 Years, 30 Years, Lifetime

Term Life Coverage Period

term_duration

Multiple-Choice

No

20 Years

If this request is for term life, how many years the policy should cover the insured.

Less than 10 years, 10 Years, 15 Years, 20 Years, 30 Years, 40 Years

Premium Budget

premium_budget

Number

No

1000

The budget for premium payments (only applicable for plan requests with Accumulation as the main goal).

-

Gender

gender

Multiple-Choice

No

Male

Whether the intended insured person is Male or Female.

Male, Female

Second Insured Gender

gender_2

Multiple-Choice

No

Female

If covering two people, if the second insured is Male or Female.

Male, Female

Date of Birth

date_of_birth

DateTime

No

19850716T000000+0100

The date of birth of the intended insured person.

-

Second Insured Date of Birth

date_of_birth_2

DateTime

No

19850716T000000+0100

If covering two people, the date of birth of the second insured.

Health Rating

health_rating

Multiple-Choice

No

Good

How the insured person would rate their own general health.

Average, Good, Excellent

Second Insured Health Rating

health_rating_2

Multiple-Choice

No

Excellent

If covering two people, how would the second insured rate their general health.

Average, Good, Excellent

Insured Uses Tobacco/Nicotine

tobacco

Boolean

No

false

Whether the intended insured person uses tobacco/nicotine products or not.

-

Second Insured Uses Tobacco/Nicotine

tobacco_2

Boolean

No

false

If covering two people, whether the second insured uses tobacco/nicotine products or not.

-

Insured Uses Marijuana/THC

marijuana

Boolean

No

false

Whether the intended insured person uses marijuana/THC products or not.

-

Second Insured Uses Marijuana/THC

marijuana_2

Boolean

No

false

If covering two people, whether the second insured uses marijuana/THC products or not.

-

Insured Height in Feet

height_feet

Number

No

6

The height in feet of the intended insured person.

-

Insured Height in Inches

height_inches

Number

No

2

The height in inches of the intended insured person.

-

Second Insured Height in Feet

height_feet_2

Number

No

5

If covering two people, the height in feet of the second insured.

-

Second Insured Height in Inches

height_inches_2

Number

No

6

If covering two people, the height in inches of the second insured.

-

Insured Weight in Pounds

weight_pounds

Number

No

180

The weight in pounds of the intended insured person.

-

Second Insured Weight in Pounds

weight_pounds_2

Number

No

170

If covering two people, the weight in pounds of the second insured.

-

Risk Profile (Only Variable Universal Life)

risk_profile

Multiple-Choice

No

Moderate

The risk appetite of the intended policy owner. Only applicable for Variable Universal Life.

Conservative, Moderate, Aggressive

Expedited Product Preference

expedited_products

Boolean

No

false

Whether this request should be for a product with expedited underwriting, which are policies that can be issued in 1-2 days.

-

Convertability Preference (Term life only)

convertability

Boolean

No

false

Whether a term life insurance should have the option to be converted into a permanent life insurance policy.

-

Riders for the Plan

riders

Text

No

Paid Up Additions (Whole Life Only)

The riders that should be included in this plan.

Paid Up Additions (Whole Life Only), Guaranteed Insurability Rider, Waiver of Premium Rider, Terminal Illness Rider, Return of Premium Rider, Child Insurance Rider, Supplemental Term Rider, Charitable Benefit Rider, Overloan Protection Rider, No Lapse Guarantee Rider, Enhanced Cash Surrender Value Rider, Conversion Extension (Term Life Only), Chronic/Critical Illness Rider, Waiver of Premium Rider, Return of Premium Rider

Supplemental Term Coverage Length

supplemental_term_length

Multiple-Choice

No

10 Years

If Supplemental term is included as a rider, this value refers to the number of years that the supplemental term rider will cover the insured.

10 Years, 20 Years, 30 Years, Life

Supplemental Term Amount

supplemental_term_amount

Number

No

100000

If Supplemental term is included as a rider, this value refers to the amount of death benefit on the supplemental term rider.

-

Room for additional premium

additional_premium_room

Number

No

5000

The amount of additional future premium that should be able to be paid for this plan while maintaining tax advantages.

-

One-Time Deposit Amount

one_time_deposit_amount

Number

No

10000

The additional (if any) one-time amount that is planned to be deposited with the first premium of this policy.

-

Uncapped Account Preference (Only Indexed Universal Life)

uncapped_accounts

Boolean

No

false

Whether requests for indexed universal life should include accounts without caps (ceiling on yearly crediting rate).

-

Fee Account Preference (Only Indexed Universal Life)

fee_accounts

Boolean

No

false

Whether requests for indexed universal life should include accounts with fees, which may come with additional benefits.

-

Planned Retirement Income

planned_retirement_income

Boolean

No

false

Whether the intended owner of this policy plans to use the policy to access retirement income.

-

Starting Age of Retirement Income

retirement_start_age

Number

No

65

The age the intended owner intends to start distributing retirement income from this policy.

-

Years of Retirement Income

retirement_length

Number

No

20

The amount of years the intended owner intends to distribute retirement income from this policy.

-

Custom Allocation Mix

custom_account_allocation

Boolean

No

false

With this option selected as true, you can customize the recommended account allocations. If it is set to false, White Swan will recommend an appropriate allocation mix for this case.

-

Cash Value Allocations

allocation_accounts

Object List

No

-

For Indexed Universal Life/Variable Universal Life, the accounts to which the cash value of this plan should initially be allocated to.

-Account Type

account_type

Multiple-Choice

No

Fixed Interest Account

The type of account/fund for this allocation slot. Note that account availability varies.

Fixed Interest Account, Domestic Indexed Accounts (Indexed Universal Life Only), International Indexed Accounts (Indexed Universal Life Only), Multi Indexed Accounts (Indexed Universal Life Only), Managed Volatility Accounts (Indexed Universal Life Only), Overall Index Funds (Variable Universal Life Only), Overall Specialty Funds (Variable Universal Life Only), Overall Bond Funds (Variable Universal Life Only), Overall Downside Protected Accounts (Variable Universal Life Only), S&P 500 Index Fund (Variable Universal Life Only), International Markets Funds (Variable Universal Life Only), Emerging Markets Funds (Variable Universal Life Only), Technology & Innovation Funds (Variable Universal Life Only), Real Estate Funds (Variable Universal Life Only), Healthcare Funds (Variable Universal Life Only), Energy Funds (Variable Universal Life Only), Utilities Funds (Variable Universal Life Only), Long Term Bond Funds (Variable Universal Life Only), High Yield Bond Funds (Variable Universal Life Only), Inflation Protected Bond Funds (Variable Universal Life Only), Index-linked Accounts (Variable Universal Life Only)

-Allocation Percentage

allocation_percentage

Number

No

50

If custom allocation is selected, the percentage allocated to each account/fund. Note that for variable universal life, percentage allocations for all non Overall Allocation options indicate the allocation as a percentage of the allocation to that Overall category.

-

White Swan Follow Up

ws_follow_up

Boolean

No

true

If this is set to true, White Swan will follow up with this client after the personal plan has been sent.

-

Who Receives Communications for Case

coms_recipients

Multiple-Choice

No

Client & Me

This input could be used to control who receives communications related to this case. If left empty, both you and the client will receive communications.

Client & Me, Only Client, Only Me

Plan Comment

request_comment

Text

No

I might want my wife covered under this plan too - let's discuss

This can be used to leave an optional comment for this case.

-

When using the input to customize cash value allocations for variable universal life, bear in mind that percentages are defined on two levels - overall category allocation, and specific category component allocation. As an example for this, a 50% allocation to Overall Index Funds and a 50% allocation to S&P 500 Index Funds would result in an actual allocation of 25% to S&P 500 Index Funds.


Output fields:

Field NameField TypeExample ValueDescription

URL to Complete Request

Text

https://app.whiteswan.io/get_started/your_page?request=1813426016

URL for the user to complete the request.

URL to View Request Internally

Text

https://app.whiteswan.io/partner_case/1813426016

Internal URL to view the request.

Plan Request Unique ID

Text

20181342x96601656

Unique ID for the plan request.

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